VA Loans

Guaranteed home mortgage loans.

We are proud to offer and specialize in VA home loans. VA-guaranteed home mortgage loans are made by Fairway Independent Mortgage Corporation and guaranteed by the U.S. Department of Veterans Affairs (VA) to eligible veterans for the purchase or refinance of a home. The guaranty means that the lender is protected against loss if the veteran should fail to repay the loan. In most cases, no down payment is required* on a VA-guaranteed loan and there are no monthly mortgage insurance premiums on VA loans.

If you are active duty military and you have PCS (Permanent Change of Station), here are five reasons to consider using your VA Home Loan Benefits to purchase a home in your area:

  • Competitive Interest Rates: Even with less-than-perfect credit
  • 100% Financing
  • Flexible Credit Requirements: We’ll work with your credit and give you plenty of options along the way
  • No Monthly Mortgage Insurance: Unlike conventional and FHA loan products with monthly mortgage insurance premiums that could add to your monthly payment, there is NO monthly mortgage insurance with the VA loan
  • VA Funding Fee Financing: The VA funding fee can be financed into the loan

*A down payment is required if the borrower does not have full VA Entitlement, or if the loan amount is greater than $424,100. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits.