Matt Gray

SVP Area Manager | NMLS# 68261 | Charlotte, NC. | 704-562-6462

As a former CPA Matt, excels in taking a financial planning approach to the mortgage process. In addition to originating mortgage loans for his clients Matt manages the Southpark branch of Fairway located on Fairview Road.

Matt is a graduate of Furman University and received a Master degree in accountancy from Ole Miss. His experience, combined with Fairway’s best-in-industry operations and outstanding support staff, ensures Matt’s clients get the best of both worlds—the absolute best mortgage loan to fit their family’s financial needs and a smooth, hassle-free transaction that closes on time and on budget.

The majority of Matt’s business comes from real estate professionals, past clients, financial professionals, and others who know they can trust him to provide those important to them with the very best lending experience possible.

Never far away from real estate, prior to entering the mortgage industry in 2002, Matt was a CPA and Financial Analyst for a real estate developer.

Matt is originally from Birmingham, AL and relocated to Charlotte in 2001. Matt and his wife, Valerie, live in south Charlotte with their daughter, Holland and son, Harmon.


Experience a process that is designed for you. With glowing reviews like these, come see why Fairway is the number one choice for your next home refinance or home purchase.

Lauren G.

Google Reviews

This is my third time working with Matt on a mortgage or refinance and it’s always been a great experience. The whole team is very helpful and I really feel they have my best interest in mind. They are also very knowledgeable about the market. Highly recommended

Allison P.

Google Reviews

Matt Gray and the Fairway team did a wonderful job communicating through the entire loan process. We always had knowledge of the stage and if information was needed. I would highly recommend them to others.

Mark P.

Google Reviews

Matt and his team were on top of every aspect from start to finish. They guided us thru the entire process. Great communication.

Gregory P.

Google Reviews

Very smooth process. Great experience from start to finish. Matt is the only mortgage professional that I will work with!

Daniel F.

Google Reviews

Matt was phenomenal! Matt and his team definitely know what they are doing and makes the process of buying a home less hectic.

William B.

Google Reviews

Matt always looks into the best interest of the client. Him and his team made the whole process very easy and stress free.

Julia A.

Google Reviews

I always choose Matt when I am purchasing or refinancing a home because each time he goes above and beyond with exceptional customer service. I also love the little video he does at the beginning that shows you all your loan options. I’ve never had another lender do that. He responds very quickly to emails or text messages, even after hours. His accessibility and responsiveness amazes me. Anytime I know someone is trying to get a mortgage, I recommend they call Matt Gray.

William A.

Google Reviews

Matt seems to be a down to earth and professional guy who is very personable when dealing with him.

Thanks Matt, Chris

Elantra M.

Google Reviews

Matt you did a great job starting my loan and answering all of my questions. Thank you for you time and help !

Not sure if you are ready to get Pre-Approved?

No problem, we are here to help! I would love to chat with you and answer questions you have and figure out what options are best for you! The best way to do that is to click below on Get Started button, and I will schedule a time to go over the many options that would fit your needs! So, if you are looking to purchase a new home, refinance an existing home, or look at your options to buy an investment property, I am here for you!

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